Employee Benefits

We can help you with a variety of group and individual insurance programs. We offer innovative ways to add value to your total employee benefit package. Our experienced staff of licensed specialists has expertise in many services and products. We provide quotes, analysis, customer service and assistance in all aspects of your contracts. We also recognize that a quality consulting relationship with you requires that we listen to and adapt to your needs to assure that your benefit plans are effectively designed and communicated.

Services
We serve a broad spectrum of industries including construction, banking, education, manufacturing and others. Our clients depend on us to help them administer their benefit plans and other insurance needs, while they focus on running their business. As a client advocate, we can also help you with:

• Review and analysis of your existing programs for cost-effectiveness
• Securing bids from insurance carriers and administrators
• Communications support for your employees
• Summary of your benefits
• Advice on employer contributions and employee participation
• Information on the impact of government regulations
• Self-insurance analysis and recommendations
• Your ongoing responsibilities of COBRA compliance
• Section 125 cafeteria plan design
• Health savings accounts
• Health care reimbursement accounts
• Billing and eligibility systems of the insurance carriers